Chelsea Bressingham Is Cheering First-Time Buyers to the Closing Table

Chelsea Bressingham Is Cheering First-Time Buyers to the Closing Table

When most people think about getting a mortgage, they picture paperwork, stress, and confusion. But for Chelsea Bressingham, it's about education, empowerment, and yes—even cheerleading.

As a mortgage loan officer with United Mortgage Corp and a proud educator at the Home Buyer Learning Center in Levittown, New York, Chelsea is flipping the script on how first-time buyers experience homeownership. With her signature "cheer-to-close" approach, she's guiding everyday renters and aspiring homeowners through the mortgage process with clarity, care, and contagious energy.

And she’s just getting started.

From Business Degree to Mortgage Leader

Chelsea's path into real estate finance wasn't traditional. Fresh out of college with a business degree, she found herself unsure of which area of finance to pursue. That changed when a friend introduced her to the mortgage industry. She started as an account manager, then became a loan officer assistant for two top producers—Dan and Danny.

"I learned the front end of the business from one, and the processing side from the other," she says. "It was like getting two years of mentorship from the best."

Today, Chelsea combines both skill sets to deliver what many buyers never expect from their lender: personalized support, upfront honesty, and detailed education on what they qualify for—and why.

Home Buyer Learning Center: A Classroom for Your Future

At the heart of Chelsea's mission is education. Through the Home Buyer Learning Center, she runs free first-time homebuyer seminars every Thursday. These sessions walk people through everything from credit scores to closing costs in plain, simple language. No jargon. No pressure. Just real answers.

"Most people think they can’t buy a home because they don’t understand how it works. My job is to take away the fear by giving them the facts," she explains.

The HBLC is open to walk-ins and anyone curious about the buying process. Whether you're a W2 employee, self-employed, or just trying to plan for the future, Chelsea helps you find the path that fits your situation.

The Real Mortgage Talk: What You Actually Need to Know

Chelsea isn’t here to sugarcoat things. She’s here to prepare buyers for success. That means setting honest expectations around:

• Debt-to-income ratio: How much house you can afford depends on your income and monthly debts. Chelsea explains it simply—no math degree needed.

• Pre-approval vs. commitment: Many lenders stop at a pre-approval letter. Chelsea goes further by getting her files processed and underwritten ahead of time, so her buyers are as strong as cash.

• Self-employed income: If you’re a freelancer or business owner, Chelsea can guide you through bank statement loans or profit & loss income verification.

• Down payment assistance: Many buyers don’t know help is available. Chelsea makes sure they do.

She wants clients to feel prepared and confident—even when their path to homeownership looks different from everyone else’s.

Cheering You On: Why Her Approach Works

Chelsea brings her background as a cheer coach into everything she does. She calls her motto "cheer-to-close," and it’s not just a catchy phrase—it's her mindset.

"When I coached cheer, I had to make sure my team felt supported no matter what. That’s how I treat my clients," she says. "Even when things get tough, they know I’ve got their back."

From late-night phone calls to last-minute lender questions, Chelsea's dedication stands out. Her clients know they can call her anytime, and they do.

Making Real Estate Investing More Accessible

Chelsea doesn't just help first-time homebuyers. She's also passionate about empowering first-time investors, especially women. Through her personal brand, Own It All, she encourages clients to think about long-term wealth.

"Everyone should own something that builds income," she says. "That could be your first home, or your first rental."

She specializes in helping investors use creative loan products like:

• DSCR loans: Based on rental income instead of traditional income.

• 203k loans: For buyers looking to renovate and increase property value.

Whether you want to flip, rent, or renovate, Chelsea helps buyers build passive income the smart way—without getting overwhelmed.

A Story That Says It All

One of Chelsea’s proudest moments came recently when she helped a couple in their 60s—who had rented for over 15 years—finally purchase their first home.

"They brought their grandkids to the Learning Center. They text me fishing photos. We’ve built a real relationship," she says. "And now they have a home to pass down through generations. That’s the dream."

It’s stories like that that keep Chelsea going.

Why Chelsea Is Different

In a field where speed often beats service, Chelsea slows down. She explains the process. She walks you through numbers. She listens to your goals. She earns your trust.

Because buying a home is more than a transaction. It’s a milestone. And with the right team, it’s a dream within reach.

Get in Touch with Chelsea

If you're ready to take the first step toward buying a home or investing in real estate, Chelsea Bressingham is here to guide you.

Contact Info:
Mobile: (516) 650-8879
Office: (631) 697-7070
Email: cbressingham@unitedmortgage.com

Visit the Home Buyer Learning Center:
3025 Hempstead Turnpike, Levittown, NY
Walk-ins welcome. Seminars every Thursday.

Let Chelsea Cheer You to the Closing Table

Whether you're buying your first home, refinancing, or investing in your future, Chelsea's mix of knowledge and heart makes all the difference.

Visit www.dreamselectrealty.com or contact us at 631-623-7117. Follow us on Instagram and TikTok @dreamselectrealty, Twitter @dreamselecthome, or email hometeam@dreamselectrealty.com for the latest updates on homes for sale on Long Island in New York.