The 3-Step Mortgage Strategy That’s Winning Homes in NY

Why Having the Right Mortgage Partner Can Make or Break Your Deal in 2025

In today’s fast-moving real estate market, buyers need more than just a good credit score or savings in the bank — they need a team that knows how to strategize, advocate, and execute.

That’s where Greg Nouza of Nationwide Mortgage Bankers comes in.

Greg isn’t your average mortgage guy. He’s a problem-solver, a people person, and a pro who’s helped hundreds of buyers — even those with smaller down payments — beat out strong competition and win contracts in one of the most competitive real estate markets in the country.

If you're buying a home in New York or Long Island, or even thinking about it, here's what you can learn from Greg's approach and how Dream Select Realty is working side-by-side with pros like him to help clients succeed.

💬 From Advertising to Mortgages: Greg’s Journey

Greg didn’t plan on being in the mortgage world. He was on track for a career in advertising and had a job lined up at a major ad agency.

Then came the curveball.

On Christmas Eve, he was told the agency lost a big account — and just like that, his job offer disappeared.

That moment pushed him into a “temporary” job selling leads to real estate agents. But as he says, “It turned out to be the door that opened everything.”

Eventually, Greg was hired by a national mortgage company. He didn’t know much about mortgages then, but he did know how to talk to people — and more importantly, how to listen. That became his superpower.

🤝 It’s Not About Paperwork — It’s About People

Greg believes the mortgage business isn’t about crunching numbers — it’s about changing lives.

Sure, he runs numbers. He calculates debt ratios and credit scores. But what drives him is the moment when a buyer hears “you got the house.”

In Greg’s words:

“Every deal is like chess. We’re looking three moves ahead to make sure our client wins.”

And that’s exactly why so many agents, buyers, and sellers trust him.

📑 The Pre-Approval Myth: Why Most Letters Aren’t Enough

Let’s clear something up: not all pre-approvals are created equal.

Many buyers think getting pre-approved means they’re ready to shop. But most pre-approvals are just surface-level — they don’t dig deep into income, savings, or potential red flags.

Greg flips the script.

He builds multi-page buyer packets that tell the full story. These include:

• A customized cover with the seller’s property photo

• A breakdown of the buyer’s credit, income, and reserves

• A detailed letter showing why the buyer is strong

• A pre-commitment letter (when possible) showing the bank has already reviewed everything

And it works. Sellers don’t just see a letter — they see confidence.

📞 Going the Extra Mile: Greg’s 3-Step Offer Strategy

Greg’s success comes down to a 3-part formula that gets deals accepted — even when other offers are higher:

1. The Custom Offer Packet

No generic pre-approvals here. Greg creates tailored packets for each property, showcasing everything from credit strength to savings to loan type — all wrapped in a clean, easy-to-read format.

2. Direct Communication with the Listing Agent

Greg personally calls the listing agent to walk them through the offer packet, answer questions, and advocate for the buyer.

“Sometimes the listing agent will give me info they won’t even share with the buyer’s agent,” Greg says. “That insight can make all the difference.”

3. Personalized YouTube Videos

Yes, Greg even makes videos. For buyers who may not have the strongest offer, he records a 1-2 minute video explaining who they are, how they're qualified, and why they’re a great fit for the home.

This digital touch builds trust and shows sellers that Greg — and the buyer — are serious.

🧠 Helping Self-Employed Buyers Navigate the System

Self-employed? Greg’s got you.

He knows business owners often earn plenty of money but show less income on paper. That’s why he goes beyond tax returns — using profit & loss statements, bank statements, and custom programs to help entrepreneurs get approved.

Greg also helps clients spot issues early — like disputed credit accounts — that could sink a deal if not handled upfront.

💡 The Real Reason People Choose Greg

Greg’s clients stick with him not just because he gets results — but because of how he works.

He’s available 7 days a week, answers every question, and explains everything clearly. His motto?

“Nobody wants to be in the dark, especially when buying a home.”

That’s why Dream Select Realty works with professionals like Greg. He makes the process smoother, smarter, and more successful.

🏘️ Real Stories, Real Wins

Greg has helped buyers with just 3.5% down beat all-cash offers.

He’s helped clients other lenders rejected.

And he’s helped real estate agents win more deals by giving them tools to strengthen their offers.

One listing agent even told him,

“I’ve never seen a lender work this hard. I want you to work with all my buyers.”

📉 Market Challenges? Greg Has Solutions.

In 2025, interest rates and home prices are higher. But that doesn’t mean you’re stuck. Greg helps buyers:

• Use rental income to offset monthly costs

• Find creative loan programs

• Understand what they can afford without stress

• Prepare months in advance if they’re not ready today

“You may be 3-4 tweaks away from being fully approved — but you won’t know unless someone looks,” Greg says.

🧩 The Realtor–Lender Connection: Why It Matters

Greg and Dream Select Realty both believe collaboration is everything.

When real estate agents and mortgage lenders work closely together, deals move faster and smoother. There’s less guesswork, fewer surprises, and a better experience for the buyer.

At Dream Select, we’re proud to work with experts like Greg who go beyond the paperwork and advocate for our clients like they’re family.

📲 Work with Greg Nouza

Want to connect with Greg and see what’s possible?

📞 Call or Text: 516-698-0626
📧 Email: gnouza@nmbnow.com
📸 Instagram: @mrlenderful

🏡 Ready to Buy or Sell in New York?

Whether you’re a first-time buyer or seasoned investor, Dream Select Realty is here to help you navigate the market and connect you with the right team.

🌐 Visit: www.dreamselectrealty.com
📞 Office: 631-623-7117
📸 Instagram: @dreamselectrealty

Let’s make your real estate dream real — together.